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Web in pennsylvania, the pennsylvania housing finance agency (phfa) and its partner, innovating emergency management (iem),. Am applying to the pennsylvania housing finance agency (“phfa”) for. Web minimum credit score of 620. Phfa administers hemap and determines which applications are eligible for hemap assistance. Access down payment and closing cost assistance needs assessment form. Save or instantly send your. Web complete phfa form 3 online with us legal forms. Web the pennsylvania housing finance agency (phfa or the agency) uses the funds from tax exempt bonds to finance mortgage. Easily fill out pdf blank, edit, and sign them.