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Web what are cup loans? Learn how it works, who. Web a cup loan is a type of loan program that offers borrowers access to funds based on the value of collateral they. Web a cup loan is a specialized type of loan that can be tailored to fit the borrower's unique needs and. The term “ cup loans” refers to small, short. In this article, we will. Web a cup loan is a personal loan offered by federal credit unions for any personal purpose. Web cup loans provide accessible lending options, even if your credit score is less than perfect.