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Learn how to opt in or out, how it works, and what fees are involved. What about the overdraft transfers service from my savings? Web courtesy pay is a service that covers your debit card transactions when your checking account is overdrawn. It's an additional line of defense that kicks in once overdraft protection has been exhausted. Can i decline courtesy pay? How do i sign up or make changes to my election? What types of payments are not eligible for courtesy pay privileges? Web what is courtesy pay? Web courtesy pay is a service that covers transactions when your checking balance and overdraft protection are insufficient. Web courtesy pay is a service available to eligible checking account members that pays for items that exceed the balance in your checking account. Web this service, which is often referred to as bounce protection or courtesy pay, charges members a per item fee for honoring drafts or other transactions that overdraw a share account. What is an everyday debit card transaction? Web courtesy pay is a service that covers overdrafts up to a limit for checking account holders. What should you do when courtesy pay has been used?